NRIs looking to buy or construct a property at their place of birth have helping hand of ICICI NRI home loans to make their dream possible. There is suitable ICICI NRI home loan plan to help you purchase or construct a new apartment or build a bungalow, purchase plot or renovate and repair residential property. ICICI NRI home loan could even be used to extend existing property.
More and More Indians abroad select ICICI NRI home loan because:
- ICICI NRI home loan applications can be filled and processed online.
- NRIs can also enjoy tracking the status of their ICICI NRI home loan application online.
- ICICI NRI home loans offer amazing interest rates that continuously dips over the time.
- NRIs have the option to select from floating or fixed ICICI NRI home loans.
- NRIs can even make a part prepayment of their ICICI NRI home loan without paying any fees.
- Personal accident insurance is included for free in every ICICI NRI home loan that is processed.
In order to enjoy the benefits of ICICI NRI home loans, the applicant should be minimum 21 years of age. For salaried employees seeking ICICI NRI home loan, their age should not be more than 60 or they should not have attained the retirement age when the loan matures. Non salaried employees should not be more than 65 years of age at the time of the maturity of ICICI NRI home loans. Also, salaried applicants should be staying abroad for a period of at least one year before they become eligible to apply for ICICI NRI home loans.
Salaried applicants applying for ICICI NRI home loans should have a minimum annual income of USD 30,000, while for loan extending for 10 years, applicants should have an annual salary of USD 42,000. While the self employed applicants have to show an annual earning of USD 42,000 to apply for ICICI NRI home loan.
Now give wings to your dreams of a home in India by taking help of ICICI NRI home loans.
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