Customer friendly policies, attractive repayment options and extremely pocket friendly, ICICI home loan interest rate have some of these options that are now tempting more and more home buyers to select ICICI bank for availing home loans.
Always one step ahead of its competitors, ICICI home loan interest rate has been slashed and now one can enjoy a loan amount of up to 20 lakhs by paying ICICI home loan interest rate of 8.75%. ICICI bank home loan interest rate for loan amount between 20-50 lakhs is 9.25% and for loan amounting to 50 lakhs and more customers has to pay ICICI home loan interest rate of 9.75%.
Besides ICICI home loan interest, here are some common charges and service taxes which the customers have to pay over and above the ICICI bank home loan interest rate:
- Applicants have the option to select from floating, fixed or adjustable ICICI home loan interest rate. For every new loan application or during renewal process, customers have to pay fees of 2000 or 0.5% of the total loan amount as the processing fees. This is not included in the amount that a customer pays to bank as ICICI bank home loan interest.
- You can even take advantage of prepayment option that comes with ICICI home loan interest rate where you have to pay just the applicable service taxes and maximum of 2% of loan amount for earlier closure of loan documents.
- ICICI bank also provides the options to its customers to switch from fixed ICICI bank home loan rates to floating ICICI bank home loan rates. Alternatively one can also select fixed ICICI home loan interest options by paying a surcharge of 1.75% on the balance amount to enjoy benefits offered by floating ICICI home loan interest rate.
As the ICICI bank home loan interest rate keeps on varying based on the current market trends and latest guidelines issued by RBI, one must always contact nearest ICICI branch to find information on latest ICICI bank home loan interest rate. With loan processing time of just 7 days and unbeatable ICICI bank home loan interest, these home loans are the best options to buy, construct, renovate, extend, repair your much loved property.
ICICI bank home loan interest rate would not burn a hole in your pocket, as ICICI home loan interest will be easy to cope with. With low ICICI home loan interest, you dream home is never far! |